Chat-first interface for comprehensive financial management

Cleo GBR makes chat the main interface for budgeting, savings, advice, and even playful money coaching, with tabs only as backup. Story-style prompt cards spark guided conversations from real transaction data, making finance feel intuitive and habit-forming.

Use Cases

Transform the entire financial app experience into conversational interactions where users budget, save, and receive advice through chat rather than traditional menu navigation. Story-style prompt cards initiate guided financial conversations based on actual spending patterns, creating an engaging and habitual way to manage money.

Innovation Metrics

Chat-first banking with balance-aware conversational interface

LivePerson

Kidfriendly AI assistant

KIT

Insight-led assistant

ČSOB CZ

Search via AI chatbot

Bunq

Behavior-based tips

BofA